House Buying Journey


These are the steps in your house buying journey

mortgage adviser manchester

1. Under offer:

Once you have had your offer accepted, you are then ‘Under Offer’. At this point you will need the submit your mortgage application, with all the relevant information and documents requested by the broker The mortgage is underwritten then the valuation is instructed.

2. Memorandum Of Sale:

This document outlines the sale price, property address, any special conditions and the contact details for the seller, purchaser and both Solicitors. This is sent out to all parties from the selling agent.

3. Valuation / Survey

Before a mortgage lender will release any funds on a property they instruct a RICS Chartered Surveyor to carry out a mortgage valuation to ensure that they would be able to recover the cost of the property should your purchaser default on their mortgage.

4. Conveyancing

Your solicitor will send your Title Deeds along with all other paperwork relating to the sale to your buyer’s Solicitor who will obtain the appropriate searches and raise any enquiries that they have relating to the content. Once all searches have been received and all enquiries satisfied they will prepare contracts for each party.

5. Exchange

Once all contracts in the chain have been signed and deposits received the Solicitors will ‘Exchange Contracts’, this is legal commitment from all parties and now sets in stone the agreed completion date.

6. Sale Complete

The sale will officially ‘Complete’ on the date agreed in the contracts, when all funds have landed with the seller’s Solicitor.

Contact Us:

Address: 4th Floor Centenary House, 1 Centenary Way, Trafford Park, Manchester M50 1RF

  • Company Registered Office address. The Counting House. 4a Moss Lane. Swinton. Manchester
    M27 9SA
  • Company Registered in England and Wales: 11425949

Contact Form:

You voluntarily choose to provide personal details to us via this website.  Personal information will be treated as confidential by us and held in accordance with the Data Protection Act 2018.  You agree that such personal information may be used to provide you with the details of services and products in writing, by email or by telephone. By submitting this information you have given your agreement to receive contact from us to discuss your mortgage requirements

1 + 3 =

With Thanks:

House in hands Image by Danilo Rizzuti at

Couple taking keys Image by Ambro at

Thumb up hand and tablet PC by natavut at

Health insurance claim form image by phasinphoto at

Home insurance icon Image by atibodyphoto at